Health
Compare plan structures, networks, costs, and funding approaches with guidance in plain English.
Employee benefits, made personal
Large brokerage resources. Small agency service.
We help businesses with 1 to 49 employees compare and manage health, dental, and vision benefits—simply, transparently, and with support that continues after enrollment. Our services are completely free to you.
12
Insurance carriers we work with
23
States where we are licensed
1–49
Employees in the companies we serve
$0
Cost of our services to you
Clear options. Personal guidance.
Dental
Add practical dental coverage that complements your medical plan and strengthens your package.
Vision
Offer an accessible benefit that adds value for employees and can fit alongside core coverage.
Short-Term Disability
Help protect employee income when a covered illness, injury, or pregnancy causes a temporary absence.
Long-Term Disability
Extend income protection for covered conditions that keep an employee out of work longer.
Basic Life
Provide a financial benefit for employees' families—one of the most affordable ways to strengthen your package.
Personal service
You should be more than an account number.
The attention you receive while choosing a plan should not disappear after enrollment. We stay involved when employee questions, billing issues, plan changes, and renewals arise.
Why businesses choose Teal HarborA year-round partner
Support through every stage
We learn your business, shop available options, explain the tradeoffs, coordinate implementation, and remain available throughout the plan year.
Before renewal, we review new rates and plan changes so you can decide whether your existing coverage still fits—or whether it is time to compare the market.
See our six-step processAlready offer benefits?
Take a fresh look at your current plan.
Review coverage, renewal rates, employer costs, employee costs, and available alternatives before deciding what comes next.
Offering benefits for the first time?
Start with a clear path forward.
We guide you through contribution requirements, plan choices, employee enrollment, and implementation from the beginning.
Ready when you are
Know what your benefits could do better.
A focused review can help you understand your current program and the options available to your business.